About the Role
Opportunity for an experienced individual life underwriter who has the expertise and confidence to drive and implement new innovative underwriting approaches.
The client is a technology company looking to automate Life underwriting for low limit (less than $1M) life cases without medical exams or APS. This is ideal for a highly experienced and autonomous life underwriter who wants to join an innovative organization after a successful underwriting career at some of the top 10 traditional life insurance carriers in the US and build something unique and challenging.
Duties & Responsibilities
- Ability to codify underwriting rules to automate underwriting of applicants without medical exams and without APS
- Write detailed and complete underwriting rules from scratch
- Build decision trees to establish best rate tables / underwriting classes based on answers to detailed questionnaires
- Make recommendations on underwriting policy, methods, and pricing strategy
Skills & Experience
- You must have worked as an INDIVIDUAL Life Insurance underwriter for at least 5 years for one of the top life insurance companies and home offices (no field underwriting candidates please – No group underwriters)
- You must have gained tremendous experience in underwriting a broad range of cases in a high-volume environment with at least $3M of authority
- You must have been involved in writing underwriting manuals or participate in modifications of manuals on a project basis and you must have been viewed as a thought leader by your prior employers whose opinion and ideas are sought after to continuously improve on underwriting excellence
Compensation
$90,000 to $120,000